A：Hey honey, how was your day?親愛的，今天過得如何?

B：It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam.還行。我碰見比爾了，我們說了會兒話。他現在有些困難。

A：Why? What happened?為什么?發生什么事了?

B：Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s.他兒子出了車禍，但是比爾沒有醫療保險。這使我思考我們是不是應該調查下不同的醫保組織。

A：Yeah, you’re right. We aren’t getting any younger and our kids are getting older.你說得對。我們不再年輕，孩子也在變老。

B：Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too.是啊，我在網上搜索了，找到了2家保健組織，它們的醫療費很低而且保險項目很好?？鄢龡l款也很低。

A：Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.聽起來不錯，但是你認為我們適合保險嗎?這些保險公司一旦涉及到錢就十分貪婪。

B：Well, we don’t have any pre-existing illnesses or conditions, so we should be fine.我們沒有先天性的疾病和癥狀，所以應該適合保險。

A：I wish our company or country provided us with healthcare.我希望我們的公司或是單位能為我們提供醫保。

B：Not in a million years!一百萬年內都別指望了。